Can I Buy Health Insurance on My Own?
Posted: July 22, 2021
You may be considering buying health insurance and could use some advice. The Affordable Care Act dramatically changed the rules, eradicating the insurance company's ability to deny insurance for preexisting conditions. Much of the Act is still in place, with some changes. Yes, you can buy health insurance on your own, but you may find the process surprisingly complicated and confusing. What plan is best...
How Much Life Insurance Do I Need?
Posted: July 22, 2021
Calculating how much life insurance involves evaluating your financial circumstances, which vary widely from family to family. In essence, you want a policy that will cover income loss due to death, provide your family with the capacity to pay off all bills, and provide your family with the financial support your dependents need. A basic calculation is to purchase a policy that pays out ten...
Here’s Why You Should Never Drive Through a Flash Flood
Posted: July 22, 2021
What Is a Flash Flood? Flash floods are sudden, local floods that are usually caused by heavy rainfall. They can occur within minutes or a few hours after the rain starts falling. A burst dam or levee, or a released ice jam, can also create this type of flooding. Where Do Flash Floods Occur? Floods can occur anywhere and anytime, even in places you may...
Medicare & COVID-19 Vaccines – What You Need to Know
Posted: July 21, 2021
Medicare covers the cost of being vaccinated against COVID-19 for all FDA-authorized vaccines. You will not owe a copay or deductible, and you cannot be charged for being vaccinated against this deadly virus. If you have not yet been vaccinated, or you were charged to get the injections, your provider may have delivered other services or may have made an error by charging you for...
Business Income Coverage vs. Business Interruption Insurance: What's the Difference?
Posted: July 19, 2021
Protecting your business with insurance is essential. It starts with understanding what each type of business insurance covers. Business income coverage and business interruption insurance are terms often used interchangeably – but is there a difference? All business insurance policies vary in what they cover. You may have access to a policy that protects repairs to a facility, damaged inventory, and lost income, or you...