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Ask Your Insurance Agent These 7 Savvy Questions Before You Turn 45

Ask Your Insurance Agent These 7 Savvy Questions Before You Turn 45

Questions To Ask an Insurance Agent When You’re In Your 40’s 1. What is guaranteed replacement cost? Losing your home to a fire or other catastrophe is a terrible experience. Yet, it can get even worse if, in the aftermath, you learn that you don’t have enough coverage to rebuild your house back to the way it was before tragedy struck – or increased costs...

Nest Full? 6 Things to Discuss Now With Your Insurance Agent

Nest Full? 6 Things to Discuss Now With Your Insurance Agent

Questions to Ask an Insurance Agent in Your 40’s and 50’s 1. We’re on a collision course with college tuition and expenses. What can we do to ease the pain? No doubt, expenses can be tight when you’re parenting teens and a “send money” request is just a push notification away. It pays to find ways to reduce costs any way you can. Your ERIE...

Tips for Maintaining Your Roof

Tips for Maintaining Your Roof

You want to ensure the roof on your home lasts as long as possible. Performing basic maintenance can prolong the life of your roof and help you avoid the cost of a new roof for much longer.  Replace Roof Shingles If your roof has missing or damaged shingles, they should be replaced rapidly. Rain, snow, wind, or even very dry, hot weather can cause damage....

Q&A: Does My Insurance Cover Tornado Damage?

Q&A: Does My Insurance Cover Tornado Damage?

Q: Is my home covered if a tornado strikes? A: Tornado damage typically falls into two categories: wind damage and water damage. Wind Damage Most standard homeowners insurance policies will cover wind damage caused by a tornado, since wind is considered a covered peril. That means wind damage to your roof, windows, and siding will generally be taken care of by your insurance company. (Learn...

Will My 401(k) Ever “Expire”?

Will My 401(k) Ever “Expire”?

The money accrued in your 401(k) is tied to your employer. The contributions come directly out of your paycheck, and your employer may match funds up to a specific limit. When you leave that job, you can no longer contribute to the 401(k), but the money you contributed still belongs to you. Your former employer might ask you to move your money if you contributed...