Gauging Liability Insurance Needs for Your Business
Posted: April 19, 2021
Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract. Which Type of Business Liability Insurance Do You...
Beginner’s Guide to Personal Umbrella Insurance
Posted: April 16, 2021
Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...
Can I Have Health Insurance Through Work and on My Own?
Posted: April 13, 2021
If you have group health insurance through your employer, it will not stop you from being able to purchase health insurance independently. The group health plan provided through your work may not meet the level of protection you want. You can also reject signing up for group health insurance and choose to buy only your own health insurance policy. Many people choose to have more...
Making Healthy Restaurant Choices
Posted: April 10, 2021
Dining out is a national pastime, and most of us rely on local restaurants to serve us on holidays, birthdays, anniversaries, or everyday meals. If you dine out often, you want to ensure the menu items you choose do not negatively impact your health. Armed with a little knowledge, you can enjoy delicious restaurant meals without negatively affecting your health or weight. How to Choose...
What Is a Multi-Point Inspection (And When Does My Car Need One)?
Posted: April 9, 2021
Why should I get a multi-point inspection? There are plenty of reasons to get a multi-point inspection. For starters, it’s a key element of preventative vehicle maintenance. Knowing the condition of your vehicle can help you catch and address potential issues before they lead to dangerous failures or costly repairs. And because most multi-point inspections evaluate your vehicle on a rating scale (green = good;...